Looking to purchase a new home? Have one of our specialists go over the myriad of home purchase loans available for you. Whether a first time home buyer, upgrading to a new home, or purchasing a rental property, there are an array of home purchasing loan options available to you.

Various Home Loan Purchasing Options Available

Guardian Capital has cultivated relationships with a unique set of lenders who have outlasted the ups and downs of the mortgage market. We look forward to providing you with the best rates and most robust programs that best suits your needs.

You can acquire a traditional loan with 20% down with no mortgage insurance, but other options are available that may suit your needs such as putting 5-15% down payment with minimal and discounted mortgage insurance rates. We offer various programs from Fannie Mae/Freddie Mac backed loans, to FHA reduced home purchase offers, to unique programs including the VA purchase program which you can move into a new home with as little as 0% down! Please contact us for further information about these unique low interest rate home loan purchase programs.

Having been serving our customers since 1994, we have built unique and long-lasting relationships with direct wholesale lenders and private investors which allows us the unique opportunity to provide our customers with special low interest rate loan options not easily obtainable in today’s market.

While having excellent credit will enable you to obtain the lowest rates and most flexible programs, your credit does not have to be excellent. Even with fair credit, you can obtain unique programs with competitive rates. In the meantime, we will work with you to help repair your credit so that you can obtain more favorable financing in the foreseeable future.

History of Interest Rates

As seen in the graph, interest rates are still at historic lows. With the market having historically been volatile, it is important and vital that you have success to the multitude of lenders and loan programs available within the market at large.

Mortgage Calculator


You can check how much your approximate mortgage payment would be with our mortgage calculator. Please click on the image of the calculator or the link above. As always, please don’t hesitate to contact us if you have any questions or need any further follow up. Thank you.

Why our customers choose us

Our customers rely on us to obtain them the most favorable loan terms and best programs that best suit their individual financing needs. There is a reason why our customers keep coming back to us and referring their friends and family to us. Your needs and satisfaction are our mission to you.

Download Our Privacy Brochure

At Guardian Capital, your privacy and personal information is of utmost important to us.

Request A Quote

Please fill out the following information so that a senior mortgage specialist can get back to you as soon as possible.
  • Please provide the best contact number to reach you.