About Guardian Capital
Guardian Capital is a direct wholesale mortgage provider based out of Orange County, California.
Request a free mortgage analysis
Have one of our senior mortgage specialists go over your individual situation and goals to help provide you with various options for your home financing needs.
Home financing tips for consumers
Make sure that you have all the information necessary in order to make the best financial decisions for you and your family.

Our Services

Refinancing Your Home
Refinance your home and even cash out while doing so with exclusive loan programs and options!
Home Purchases
Pre-qualify with one of our advisors in obtaining options for a new home purchase or rental property.
VA Loan Financing
Our veterans have sacrificed for our country and have earned the right to obtaining unique low interest rate loan options unavailable to the general consumer.
Reverse Mortgages
Reverse mortgages are a unique option for those over 62-years of age. You can potentially stop the monthly mortgage payments and even obtain cash out on the equity of your home.

Providing services for 23+ years with trust

Founded in 1994, Guardian Capital has been serving California homeowners with the lowest interest rates in the market.



Direct Lenders





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As a Vietnam veteran who has three purple hearts, two bronze stars and a silver star, I am most grateful to Guardian Capital in going beyond approach in helping me obtain a VA loan in which I was able to borrow to 100% of the equity on my home. I now enjoy my life in leisure and pleasure

John Lang

U.S. Army, Retired. 16th Infantry Regiment

I would not trust any other organization with my mortgage needs. Guardian Capital has my interests in mind first and foremost. They truly have my back. Sadly, this seems to be a rarity these days. I will confidently refer anyone I know who needs mortgage assistance, or even just advice, to Guardian Capital of Mission Viejo.

Cat D.

The team at Guardian Capital has helped my family and relatives with several loans over the past few years. They have a true passion for helping people and guiding them throughout the complicated home mortgage process. I highly recommend Guardian Capital and their team.

Chad C.

Providing our customers with the lowest rates and most flexible programs

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