Unlock Your Home’s Equity for Cash
Use a HELOC as a low-interest Home Improvement Loan to renovate your kitchen or build an ADU. Use a HELOC as a Debt Consolidation Loan.
Access up to $750k without touching your low mortgage rate.
Check Current HELOC Interest Rates in California
- Home Improvements
- Debt Consolidation
- Keep Your Low Rate
Fund a Home Improvement Loan, Build an ADU, or Secure a First Lien HELOC.
Access up to $750k in as little as 7 days. Cash-in-hand, not contractor-controlled.
Negotiate Cash Deals
Don't let contractor financing delay your project. Get cash upfront to negotiate better "cash prices" for your home improvement projects or ADU builds.
Fixed-Rate Security
Worried about variable rates? Lock in competitive HELOC loan rates today with fixed monthly payments for the life of the loan.
Pre-Construction Value
Use a 1st Lien HELOC to pay off your mortgage, or tap into your home's equity to fund an ADU based on total value, not just your credit score.
Access Capital & Lower Payments
See your "Net Effective Payment" when you combine cash-out needs with debt consolidation.
Borrow up to $750k against your home's equity.
Enter $0 if using funds purely for home improvement.
New HELOC Payment:
$1,250
Less: Debts Eliminated
-$1,800
Total Monthly Savings
$550
for $200,000 in funding.
*Your primary mortgage remains untouched. "Net Monthly Cost" is the difference between your new loan payment and the monthly bills you eliminate.